Poll this endpoint after initiating a transfer to get the final outcome.
Status values:
PENDING — Transfer is queued and will be processed shortlyPROCESSING — Transfer is being processed by the banking systemSUCCESSFUL — Transfer completed. Funds have left your account.FAILED — Transfer failed. Funds were not debited (or were reversed).REVERSED — Transfer was initially accepted but then reversed by the destination bankRecommended polling: Check every 5 seconds for up to 60 seconds. Most transfers complete within 30 seconds during business hours.
Your API key, formatted as: ApiKey ubn_sb_your_key_here
ubn_sb_ubn_pk_A UUID v4 you generate to trace this request through our systems. If you don't provide one, we generate it for you. Always include it in support requests — it helps us find your request in logs.
"7f3a9c21-4e8b-4a12-b6d1-3c8a7f2e1b09"
The transaction reference returned when you initiated the transfer
"TXN-20260325-001"
Payment status
Standard response wrapper for all successful API calls